Lumi: Bills & Spending Log

Lumi is built for people who've tried spreadsheets and manual tracking and know: a system only works when it doesn't get in the way.

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AUTOMATIC LOGGING
Set up a Shortcut once. Pay with Apple Pay — one tap, and the expense is logged. No manual entry, no opening the app. Works in the moment: at the checkout, in a cab, at a café.
Back Tap — double-tap the back of your iPhone and Lumi instantly opens in recording mode. No searching for the app, no unlocking the screen, no scrolling through widgets. Especially handy when your hands are full or there's no time to spare.

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SPENDING FORECAST
Lumi shows not just where your money went, but where you'll be at month-end. The forecast updates with every entry and compares your current spending pace to your history. If expenses are climbing faster than usual, Lumi warns you in advance.

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RECEIPT SCANNER
Point your camera at a receipt — Lumi automatically reads the amount, date, and merchant. No manual input.

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CATEGORY BUDGETS
Set limits by category: groceries, subscriptions, restaurants. Live progress bars show the real picture at a glance. Lumi alerts you before a limit is reached.

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GOALS & SAVINGS
Create a goal — a holiday, an emergency fund, new kit. Lumi tracks progress and calculates the projected achievement date.

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SUBSCRIPTIONS & RECURRING PAYMENTS
All recurring expenses in one place. Payment reminders — so nothing catches you off guard.

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DETAILS THAT MATTER
Multi-currency with live rates. Home Screen widgets. iCloud sync. Works offline. Available in English, German, Spanish, Romanian, Ukrainian, Russian, and more.

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LUMI PREMIUM — FREE TRIAL

Shortcut for auto-logging via Apple Pay
Back Tap for instant recording without opening the app
Unlimited AI receipt scanning
Month-end spending forecast
Unlimited budgets and savings goals
Subscription tracking
PDF export
Multi-currency

Start free. No payment details required.

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You already know how to budget. Lumi makes it faster and more accurate than any spreadsheet.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Archive — Lumi now keeps saved copies of your data on this phone. Open Settings → Archive to see what's inside and bring back anything that's missing.
Complete data export — exports now include everything: accounts, savings, recurring payments and groups, with columns in your language.
Your language, everywhere — widgets, Siri and Apple Pay shortcuts, and system prompts now speak your language too.
Apple Pay on iOS 27 — a new shortcut and setup video for iOS 27, so expenses keep importing automatically.
Clearer error messages — when something goes wrong, Lumi tells you what happened and what to do next.
Halloween look — a spooky icon for the season, plus Lumi news on Telegram (link in Settings).