Zenka Loan App Uganda

Zenka is one of the most flexible personal loan platform on the market. We offer a simple registration and application process. After a positive approval decision, you will receive your loan straight to your MTN or Airtel Mobile Money account. Customers can choose loans for 61 days. Loan interest rates range from 2.45% to 36% (risk-based pricing). Processing fee: 0 UGX. Loan amount: from 10,000 UGX to 2,000,000 UGX. Minimum repayment period is 61 days. Additional terms and conditions apply.

Representative example: for a 61-day loan with a principal of 10,000 UGX, the interest will be 3,600 UGX, and the total amount payable will be 13,600 UGX.

Minimum Annual Percentage Rate (APR): 30%*, Maximum Annual Percentage Rate (APR): 4432%*; *risk-based pricing

Privacy and Permissions: When you download the Zenka app, we'll ask you to scan transactional SMS messages and other information to verify your identity and creditworthiness and provide you with one of the fastest loans in Uganda. We take privacy very seriously, and your personal information will never be shared without your explicit consent.

How does it work?

1. Download the Zenka app
Visit the App Store. Search for the Zenka loan app and download it to your phone.
2. Complete the short application form.
After downloading our app, register with Zenka and select the desired amount.
3. Receive money in your MTN or Airtel Mobile Money account.
Your application will be processed, and once approved, you will receive the money in your MTN or Airtel Mobile Money account.
4. Need additional financing?
Use our flexible additional loan feature, which allows you to top up your existing loan with additional cash, up to your current credit limit.
5. Need more time to repay?
Extending your loan term gives you more control over your loan, allowing you to postpone your repayment date by 7, 14, or 30 days. 6. Pay on time and build a positive credit history.
Making on-time repayments increases your credit limit and allows you to apply for higher amounts in the future.

What makes us different?

Extra loan amounts and extensions make a difference!

• Considering additional financing? Don't miss out on great opportunities and top up your existing loan with just a few clicks!
• Need more time to repay? Manage unexpected events by extending your repayment term. Enjoy the flexibility we offer.
• Achieve financial harmony! Realize your ideas and needs with our instant personal loans.

The lender and controller of your data is Zenka Finance Limited, Apartment 19, Uganda House, Plot 8/10, Kampala Road, P.O. Box 142399 Kampala, Uganda. All information regarding the processing of personal data, including in particular the purposes of processing, categories of personal data recipients, and your rights, can be found in our Privacy Policy.

Contact Details:
Customer Service Center: +256 (0) 205479800
Email: [email protected]
Zenka Finance Limited
Kanjokya Street, Plot 31,
Wildlife Tower, Kamwokya,
Kampala – Uganda

Zenka Finance Limited is regulated by UMRA (Uganda Microfinance Regulatory Authority)