PayLater: Split Your Payments

Shop now, pay later, with zero interest and zero fees. Forever.

PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch.

100% SHARIA-COMPLIANT
PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever.

SPLIT IN 4
Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie.

FLEXED: UP TO 12 MONTHLY INSTALMENTS
Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone.

Terms and conditions apply. Visit https://paylaterapp.com/ for more information.

*The FleXed feature is currently available to users in beta mode.

YOUR FIRST PAYMENT, YOUR CALL
You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale.

WHERE YOU CAN USE IT
Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more.

EVERYTHING IN ONE APP
Track your available limit in real time
See every order and upcoming due date in one place
Repay early whenever you want, at no cost
Manage your cards securely
Switch between English and Arabic anytime

SAFE, LOCAL, TRANSPARENT
Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments.

Join 500,000+ shoppers across Qatar already paying a smarter way.

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