MoneyWiz 2026 Personal Finance

Organize your day to day accounts, loans, savings, investments and even crypto in a convenient and secure way with MoneyWiz. MoneyWiz is the only personal finance app that can help you manage every aspect of your finances.

AT A GLANCE

• Tracking for bank and credit accounts, loans and debts, budgets and goals, bills and subscriptions, investments and crypto;
• Automatic download of new transactions through direct connections to your banks;
• Cloud backup and automatic sync across your iPhones, iPads and Macs;
• Advanced import features, so you can quickly move your data from other apps;
• Military grade data security with 256bit end-to-end encryption;
• Extensive tutorials and built-in support chat with a real humans!

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CONNECTED BANK ACCOUNTS

• 40,000 banks in 55 countries via 4 data providers
• Apple Wallet integration
• Automatic detection of Transfers and Refunds
• Automatic categorization with AI and learning
• Get notifications for every new transaction

MANUAL ACCOUNTS

• Track manually if connected bank accounts is not for you
• Complete control over your transaction entry form
• Post transactions in connected accounts too
• Import OFX, QIF, CSV and MT940

ALL ACCOUNTS

• Group accounts any way you want
• Bulk edit
• Reconcile against bank statements
• Custom account icons
• Multi-currency support with automatic refresh of currency rates
• Archive old accounts

INVESTMENTS

• Support for all your stock market investments, including stocks, options, bonds and more
• Unmatched support for Crypto and Forex investments for a personal finance app
• Handling for investments pre-IPO and pre-ICO

BUDGETS & GOALS

• Versatile budgeting tools for various styles, including envelope budgeting
• Group budgets anyway you want
• Real time progress indicators

BILLS & SUBSCRIPTIONS

• Get alerted when it's time to pay or get paid
• Never forget a payment again
• Tap on the calendar for instant Forecast based on your scheduled payments

REPORTS

• Analyze your money with 30+ reports
• Save reports for easy access in the future
• Group reports any way you want
• Export reports to PDF, CSV or print them

WEEKLY IMPROVEMENTS
Check out our version history and road map.
We deliver new improvements weekly, based on your feedback.

SUBSCRIPTION
We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features:

• Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account
• Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud account

Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.

LINKS
Roadmap: https://wiz.money/roadmap
Privacy Policy: https://wiz.money/privacy/
Terms of Use: https://wiz.money/toc

• Optimized for iPhone Duo, folded and unfolded.
• New on Mac: connect Claude, Codex, ChatGPT, Cursor, or any other MCP-compatible app in Preferences so it can read your open MoneyWiz database, with one-click setup.
• Add transactions from Shortcuts, with optional category and tag pickers, including subcategories.
• Rebuilt bank reconciliation: matches transactions one to one even when posting is delayed, lets you fix several at once, and labels local-only entries more clearly.
• Redesigned P&L reports.
• New option to keep syncing with older versions of MoneyWiz, for devices that can't update (MoneyWiz Cloud only)
• Optional monospaced font for amounts in the transactions list, on by default.
• Faster forecast reports.
• Fixes for reconciliation filters after Bulk Edit, calendar transfer dates, Shortcuts balance refresh, imported payee names, Watch categories, and split scheduled payments.