Suki PaluwaganPal

Your paluwagan deserves better than a notebook and a group chat.

Paluwagan Cycle Engine — Set up your group in seconds: how many members, how much per round, how often, who goes first. Suki PaluwaganPal generates the full rotation calendar automatically. Track every payment in real time — see who's paid, who's late, and who's next.

Utang Tracker — Someone covered a friend's payment? Track it. Suki PaluwaganPal records every advance and repayment between members, linked directly to the round it happened in. No more "I already paid you back" arguments.

True Value Calculator — Your paluwagan position isn't random — it's worth real money. See the equivalent interest rate for every spot: Position #1 gets a free 11-month loan. Position #12 earns zero on 11 months of savings. Know what you're really getting.

Member Credit Profile — Know who's reliable before you invite them. See each member's on-time rate, late payments, and paluwagan history — based on actual records, not gut feeling.

Settlement Report — When the cycle ends, get a complete report: total collected, total paid out, outstanding utang, on-time percentage. Export and share with the group — no more arguments.

Reputation Archive — Build your paluwagan track record. Completed cycles become archived achievements. Share a reputation card with new groups to prove you're trustworthy.

Manage your paluwagan the smart way.