OKash: Safe and reliable loan

OKash makes it efficient for you to access credit anytime, anywhere.

Loan Products

• Tenure: We will require your repayment from 91 days to 365 days*.
• Loan Amount: from NGN 2,000 to NGN3,000,000.
• Interest Rate: Our interest rate is calculated on a daily basis. Annual Percentage Rate (APR) is less than 36%.

An example of an OKash loan
For example, 91-day loan payment terms, the interest rate is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.

• The total amount due in the first month would be N1,093, the interest would be N93.
• The total amount due in the second month would be N1,090, the interest would be N90.
• The total amount due in the third month would be N1,090, the interest would be N90.

OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria (CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.

Why OKash?
1. You can apply for a loan with your credit. Don’t need any deposits or guarantees.
2. Up to NGN3,000,000. Disburse to your bank account.
3. Paperless and digital process on your mobile. All the steps can be done online.
4. We do not share your data with any third parties without your consent. Your data is totally safe with us.
5. Don’t worry about forgetting repayment. We’ll send messages to remind you.

How it works？
1. Install the OKash APP from the App Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

Eligibility
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.

Contact Us

• Customer Service Email: [email protected]
• Customer Service Hotline: 02018884549 / 07001235051
• Customer Service WhatsApp: +2349167758925
• Address: 6 Adeniyi Jones, Ikeja, Lagos.