PUMB－Online Bank 24/7, Credit

PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments.

Main Features of PUMB:

• Commission-Free Card Opening and Management: Get a virtual card in 5 minutes in the PUMB app.
• Transfer money easily from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number.
• Pay utility bills and traffic fines by IBAN or top up your mobile phone.
• Get Credit Online: Apply for credit online with a credit limit of up to 500,000 UAH and a grace period of up to 62 days. The maximum loan amount is UAH 500,000. The actual annual interest rate is up to 119.07% per annum. The loan term is up to 24 months. The commission ranges from 2.99% to 3.99%. Details are available in the PUMB app.
• Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
• Save with MoneyBox: Interest rate on the balance of funds in the card account is 5% per annum.

Offer from ecoflowukraine.com: The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
This offer is valid from 07.09 to 31.10.2026, on the ecoflowukraine.com website. Check with the seller for a list of items covered by this offer. The payment amount for the billing period is determined by the terms of the contract.
Offer from Dnipro-M: The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
This offer is valid 07.09 to 31.10.2026, at Dnipro-M showrooms, in the app, and on the website dnipro-m.ua. Visit dnipro-m.ua for a list of products and the addresses of stores participating in this promotion. The payment amount for the billing period is determined by the terms of the contract.
vseMOZHU Online credit card. The maximum loan amount is UAH 500,000. The interest rate is 2.99% per month after the end of the grace period. The actual annual interest rate is up to 44.28%. The loan term is 240 months with automatic renewal for the same term.
The interest rate for the "Profitable PLUS" Deposit is up to 17% per annum; the currency is the hryvnia; the minimum amount is 500 UAH; and the term is 93, 184 days. This deposit can be opened in the PUMB app only with new funds.
This offer is valid from 01.10 until 20:00 30.12.2026, throughout the territory of Ukraine controlled by the Ukrainian government and not under occupation, as well as outside its borders. Details and restrictions are available on the pumb.uawebsite in the “Deposits” section or in the PUMB app.

The phrase “Here's money, only profitable” means the ability to use credit funds for various categories of purchases.

The credit limit is set by the banks decision.

Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section.

The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.