OKash: Safe and reliable loan
by OPAY MICROFINANCE BANK LIMITED
- Finance
- Free
- Rating
- 4.4
- 17.6K ratings
- Top 18%among 68 Finance apps
- Last update
- Sep 22, 2026
- Version 2.7.0
- Size
- 53 MB
- Category
- Finance
- Tracked since
- Oct 9, 2026
Estimated revenue
A model estimate with a likely range, not a reported figure.
No estimate. Apps outside the grossing charts, and some countries, have no reliable rank-to-revenue curve, so we show nothing rather than a guess.
How this estimate is made
Rank: we take the app's best Top Grossing rank on the latest chart day. Category ranks are converted into an equivalent overall rank, because a #10 in Finance earns far less than a #10 overall.
Curve: that equivalent rank is read off a rank-to-revenue curve anchored on public company revenue and market-data reports for the US iPhone App Store.
Country: the curve is scaled per country (Japan is roughly a third of the US, Türkiye under 1%). Where we have no scale, such as China, there is no estimate.
Range: the likely range widens with country, category and chart depth. It is a plausible span, not a statistical confidence interval.
Not included: ads, payments outside the App Store, and any difference between gross sales and what the developer keeps. Low confidence means indirect data; medium means several independent sources agree.
Full methodScreenshots
As shown on the App Store listing.
About this app
Text from the App Store listing.
OKash makes it efficient for you to access credit anytime, anywhere.
Loan Products
- Tenure: We will require your repayment from 91 days to 365 days*.
- Loan Amount: from NGN 2,000 to NGN3,000,000.
- Interest Rate: Our interest rate is calculated on a daily basis. Annual Percentage Rate (APR) is less than 36%.
An example of an OKash loan
For example, 91-day loan payment terms, the interest rate is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.
- The total amount due in the first month would be N1,093, the interest would be N93.
- The total amount due in the second month would be N1,090, the interest would be N90.
- The total amount due in the third month would be N1,090, the interest would be N90.
OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria (CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.
Why OKash?
1. You can apply for a loan with your credit. Don’t need any deposits or guarantees.
2. Up to NGN3,000,000. Disburse to your bank account.
3. Paperless and digital process on your mobile. All the steps can be done online.
4. We do not share your data with any third parties without your consent. Your data is totally safe with us.
5. Don’t worry about forgetting repayment. We’ll send messages to remind you.
How it works？
1. Install the OKash APP from the App Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.
Eligibility
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.
Contact Us
- Customer Service Email: [email protected]
- Customer Service Hotline: 02018884549 / 07001235051
- Customer Service WhatsApp: +2349167758925
- Address: 6 Adeniyi Jones, Ikeja, Lagos.
What’s new
Release notes for the latest version, as written by the developer.
Thanks for your feedback – we are always listening and trying to improve with each update.
Our latest version includes:
- Performance improvements and bug fixes.
- Optimized UI design.
The new version offers a better user experience with optimized page design and smooth application operation. Get on board now!
Rank history
Daily position in the Nigeria charts. #1 is at the top.
- Best rank
- #2
- Current rank
- #2
- Days charting
- 7 of 7
On the charts today
Small & simple score
How realistic it is for a small team to build something like this.
59/100
Not flagged as small & simple
- Developer size100% · 25
Developer: 1 app on the charts
- Audience size– · 20
No data, weight redistributed
- App size60% · 10
Size: 53 MB
- Price model10% · 15
Price model: free
- Demand proof50% · 30
Best rank #2, 1 country
An indicator, not a fact. We can't see team size. Calculated Oct 24, 2026 · method i2
How the score worksVersion history
- 2.7.0LatestReleased Sep 22, 2026