Tloan

Tloan – Your Smart Credit Lifeline. Fast, Fair & Fully Transparent.

Tloan is more than just a loan app—it's your intelligent financial partner. We provide instant access to credit with unprecedented clarity, flexible terms, and a commitment to helping you build a healthier financial future.

-Loan Amount: up to ₦1,000,000. Whether it's for a sudden bill, a business boost, or a personal project, we’ve got you covered.
-Loan Tenure: 91 to 365 days. Choose a repayment schedule that aligns with your cash flow, not the other way around.
-Total Cost Transparency: We operate with a Maximum APR of 36%. No hidden fees, no surprises. Our daily interest calculation ensures you only pay for the days you use the funds.

See Exactly What You Get:
Let's take a ₦800,000 loan for 120 days at a 30% APR as an example:
1.Principal Amount: ₦800,000
2.Total Interest: ₦800,000 * 30% * (120/365) = ₦78904
3.Total Repayment: ₦878,904

Why Tloan is Your Best Choice？
-Intelligent & Instant: Our AI-driven platform assesses your application in minutes, not hours. Get approved and see funds in your account 24/7.
-Smart Credit Builder: With Tloan, responsible borrowing is rewarded. Make timely repayments and watch your credit limit grow for future needs.
-100% Digital & Secure: From application to repayment, every step is on your phone. We protect your data with bank-level encryption and never share it without your consent.
-Flexible Early Repayment: Want to save on interest? Pay back your loan early at any time without penalties. We celebrate your financial wins..
-Proactive Financial Assistant: Get smart reminders for repayments and personalized insights to help you manage your credit health effectively.

The Tloan Advantage: Built for the Modern Nigerian!
1.No Collateral, No Stress: Your word and financial profile are your collateral. No need for assets or guarantors.
2.FCCPC Compliant & Licensed: Operate with peace of mind. Tloan is a registered digital lender adhering to all Nigerian financial regulations.
3.Designed for Everyone: Tailored solutions for salary earners, entrepreneurs, freelancers, and small business owners.

Get Funded in Four Simple Steps
1.Download&Sign Up: Get the Tloan app from the App Store. Register with your phone number in seconds.
2.Apply Smartly: Enter your desired amount and term. Then Complete your basic personal information
3.Sign&Receive: E-sign your transparent contract upon approval. The money is transferred directly to your bank account swiftly.
4.Manage&Grow: Use our intuitive dashboard to track your loan, make payments, and monitor your growing creditworthiness.

Your Security & Our Promise
Trust is our foundation. Tloan is built on a platform of robust security protocols and regulatory compliance. We are committed to ethical lending, ensuring you have a safe, reliable, and empowering financial experience.

Have Questions? We're Here For You.
Visit: Esomo Close, Toyin St, Ikeja, Lagos
Email: [email protected]
Hotline:09017130923 or 08142487514