Lightning Personal Accounting

Lightning Personal Accounting puts your complete financial picture on one screen. Track bank accounts, credit cards, loans, and subscriptions — all stored privately on your device with encryption.

• Real-time Financial Pulse with color-coded health status
• Automatic subscription detection and cost tracking
• Weekly budget envelopes (Needs / Wants / Buffer)
• AI-powered spending insights and category breakdowns
• Money Flow visualization showing where every dollar goes
• Scrolling news ticker with real cost-of-living facts
• Plaid integration for automatic bank syncing
• No monthly fees. No data harvesting. Just $2.99, once.

v3.0.0 : Venus. One Look, and Your Data Held Safe

THE BIG ONE: YOUR ACCOUNTS CANNOT BE LOST

This release closes four separate paths that could damage or erase the accounts you had already saved. If you ever saw "Could not open your accounts", or opened Lightning to find accounts missing, that is fixed, and your data is recoverable.

• Fixed a launch race that could encrypt an empty list over your real accounts before they finished loading
• A failed decrypt no longer overwrites the data it just failed to read
• Setting or resetting a PIN no longer strands accounts under a key that no longer exists
• Accounts now restore from your cloud copy instead of showing a dead end

ONE LOOK, EVERYWHERE

Lightning used to render like two different apps. Every screen and modal now draws from a single colour layer, and every surface and every piece of text has been checked for contrast. Nothing is unreadable any more.

NEW

• Add transactions by hand, on any account, without waiting for a sync
• Import a statement into an account you already have, not just a new one
• Notifications and in-app alerts now carry the logo of the account they concern
• The close button on an ad now actually closes the ad
• Redesigned Accounts screen on a light palette
• The welcome screen renders a live computed storm
• First-run setup now appears after your first sign in, where it belongs

ALSO FIXED

• Lightning launches correctly on the latest iOS
• One sign-in session across the whole app. No more being signed out thirty minutes after launch regardless of use
• Real safe areas on Today, Goals and Insights, so nothing sits under the notch or the home indicator
• The Accounts screen no longer asks for notification permission, and the goal wizard no longer takes over the tab

Lightning. Your finances, one glance.