Moniepoint Personal Banking

Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.

Join millions of Nigerians who trust Moniepoint for their daily financial needs.

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WHY CHOOSE MONIEPOINT?

Seamless, Reliable Money Transfers

• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).

High-Yield Savings That Grow With You

• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
• Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
• Target Savings: Build disciplined funds for school fees, rent, or special projects.
• Flexible Savings: Save for emergencies and withdraw anytime you need it.
• Fixed Savings: Lock funds securely and lock in guaranteed returns.

Fast Debit Card Delivery

• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.

Offline USSD Banking (*5573#)

• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.

Effortless Bill & Utility Payments

• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.

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BANK-GRADE SECURITY & COMPLIANCE

Your Funds Are Safe & Insured

• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.

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NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:

• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria

Download Moniepoint Personal Banking today and take full control of your money!