IKO – PKO Bank Polski

With the IKO app you have everything in one place: account, cards, transfers, BLIK, savings and additional services. You log in securely with PIN, fingerprint or Face ID. IKO is an application appreciated by customers and experts in Poland and worldwide.

Don't have an account? Open them in the app in minutes, without leaving home.

Do you have an account? Make instant transfers, pay by BLIK code, check your balance and transaction history.

Personal account

• Open an account in the app in just a few minutes
• Check your balance and transaction history
• Make transfers and standing orders
• Manage your savings accounts

Transfers and payments

• Send domestic, international, instant and mobile money transfers
• Pay in shops and online with BLIK, contactless phone and QR code

Cards

• Manage your cards and limits
• Activate or block a card, change PIN
• Use a multi-currency card

Loans and savings

• Apply for a loan or credit
• Set up deposits and savings accounts
• Choose from a range of insurances
• Manage your investments

Additional features

• Buy public transport tickets, pay for parking and motorway tolls
• Exchange currencies at an exchange office
• Buy phone top-ups and eSIM cards
• Receive transaction notifications
• Use the map of ATMs and branches
• Support the app in 4 languages

Download the IKO app, open a personal account in minutes and use mobile banking!