IKO – PKO Bank Polski

IKO from PKO Bank Polski is a modern mobile banking. Don't have an account? Open a personal account in the IKO app in minutes, without leaving home. Do you have an account? Pay with BLIK, make instant transfers and enjoy full mobile banking. IKO is an application appreciated by customers and experts in Poland and worldwide.

Personal online account

• Open an account in the app or log in and manage your finances instantly

Mobile payments and BLIK

• Pay in shop and online with BLIK or contactless with your phone

Quick transfers

• Send domestic, international, instant and phone transfers in a few seconds

Manage your finances

• Check your balance, transaction history and control spending in one place
• Accumulate savings and manage investments

Security and notifications

• Log in with PIN, fingerprint or face (Face Unlock)
• Benefit from transaction notifications and mobile authorization of operations

Additional services

• Buy public transport tickets, pay for parking and motorway tolls
• Exchange currencies at the exchange office, buy insurance, phone top-ups and eSIM cards

Awards and distinctions

• The IKO application is appreciated by customers and experts in Poland and worldwide. It has won awards in, among others: International Banker Awards 2025, Mobile Trends Awards, Golden Banker 2025

What can you do in the IKO app?

• Open an account in minutes
• Send domestic, international, instant and mobile money transfers
• Pay with BLIK, contactless, online and by QR codes
• Manage cards, limits and savings accounts
• Buy tickets, pay for parking, use the exchange office and insurance
• Activate transaction notifications and use a map of ATMs and branches

Download the IKO app and use mobile banking conveniently and securely!