카카오뱅크

Changing finance, changing everyday life
A fully licensed bank, KakaoBank

■ Korea's leading internet bank

• Handle all your banking on mobile 24/7, with no branch visit
• Send money to KakaoTalk friends without knowing their account numbers

■ Instant benefits you can see

• Competitive interest rates for everyone, with no complex conditions
• Complete daily missions in the Benefits tab for cashback

■ An account to share and manage together

• Invite KakaoTalk friends to your group account
• Share balances and transactions with members in real time

■ A 26-week challenge starting from just KRW 1,000

• Reach your goal before you know it with Kakao Friends cheering you on!

■ A debit card that rewards your spending

• Cashback on every purchase, for everyone
• A group account debit card that adds fun with random cashback

■ Fast and easy mortgage loans via chatbot

• Apply for home purchase, jeonse, rent deposit, and refinancing loans
• Instantly check rates and limits tailored to your loan profile
• Submit on mobile with no loan documents to prepare

■ A simple start to investing

• Compare and open brokerage accounts in one place
• Start investing with small amounts
• Save and invest in US dollars with zero exchange fees

■ Overseas remittances with exceptionally low fees

• Send and receive international transfers anytime, 24/7
• Transfer to over 200 countries via bank accounts or Western Union (WU)
• Designate or extend your primary foreign exchange bank on mobile

■ KakaoBank mini, starting from age 7

• Manage your child's allowance with ease
• A single card for both payments and Tmoney top-ups

■ Easy and convenient banking for sole proprietors

• Easy business account opening and various business loans
• Business-exclusive cards with only the benefits you need
• Tax filing, credit checks, and other business essentials

■ Easy and convenient banking for foreigners, even if Korean is unfamiliar

• Open an account and get a card with your Alien Registration Card
• Use a variety of services for your financial life in Korea
• AI translation in English, Chinese, and Vietnamese, plus live English support

■ Zero transfer and ATM fees

• No fees for transfers to other banks or automated transfers
• No deposit, withdrawal, or transfer fees at any domestic ATM (bank ATMs and partner Value-Added Network (VAN) devices)

• ATM and cash dispenser fees for deposit, withdrawal, and transfer are subject to change based on future policies. If policies change, we will notify you 1 month in advance via the KakaoBank app and website.

■ Customer Center Operating Hours

• Deposits and Savings, Loans, Cards, and App Inquiries: 1599-3333 (Weekdays 09:00–18:00)
• Foreign Exchange, Funds Inquiries: 1599-3333 (Weekdays 09:00–18:00)
• Jeonse and Monthly Rent Deposit(Registered Customer) Loans Inquiries: 1599-8787 (Weekdays & Saturday 09:00–18:00)
• Incident Reporting: 1599-8888 (24/7)

■ Chatbot Operating Hours

• KakaoTalk Channel "KakaoBank Customer Center" (24/7)
• Chatbot and live agent chat support available

■ KakaoBank App Access Permissions and Purposes

• Phone (Required): Customer service connection, identity verification, device authentication, USIM number verification, transit card (Tmoney) top-up and balance inquiry
• Installed Apps (Required): Prevention of fraud in electronic financial transactions
• Camera (Required): ID and document capture, video calls, profile photo registration, photo transfers
• Location (Optional): Prevention of fraudulent account opening and detection of fraudulent transactions
• Storage (Optional): Saving transfer, remittance, and withdrawal confirmations and card receipts
• Physical Activity (Optional): Step tracking for the Walk Daily and Get Rewards feature
• Bluetooth (Nearby Devices) (Optional): Identifying and connecting to nearby devices for the Meet Jordy and Get Rewards feature

• You can use the service even if you do not agree to the optional access permissions.

2.65.1

• Services for foreign residents launch in October.
• Open an account and get a card with your Alien Registration Card and use AI translation in English, Chinese, and Vietnamese.

• AI-powered savings launches in October.
• Set a goal and savings period, and AI helps you stay on track.

• 'My Account' is easier to use.
• View and manage accounts from KakaoBank and other financial institutions, check transactions, and transfer funds directly.

• Other fixes make banking easier.