Zero - Finance Tracker

A finance tracker that understands everyday language. Type what you spent, earned or paid, and see your money come together—from daily expenses to your full net worth.

LOG IT LIKE YOU’D SAY IT
Type “coffee 180 gcash” or “grab 250 yesterday”. Zero picks out the amount, category, account and date, then lets you review the entry before saving.
Scan a receipt or choose a photo to fill in the details. For quicker access, start an entry from a widget, Control Center or Shortcuts.

ASK YOUR MONEY
“How much did I spend on food last month?”
Get a clear answer from your own records, with the entries behind it. No digging through transactions or adding things up yourself.

ALL YOUR ACCOUNTS, TOGETHER
Track cash, banks, e-wallets, credit cards, loans, investments and assets in any currency. Recognizable bank logos and card designs make accounts easy to find, while your net worth brings the bigger picture into view.

KNOW WHAT’S AHEAD

• Monthly and weekly budgets with carryover and a daily spending allowance
• Bills, paydays and recurring entries, with reminders before they’re due
• Savings goals with estimated completion dates
• Installment plans, repayments and money owed in either direction
• A balance forecast to help you plan beyond today

SEE WHERE IT WENT
Understand your spending with category breakdowns, income, savings and comparisons over time. Share a report as a PDF or export your entries to CSV.

MAKE IT YOURS
Choose a color theme, pick an app icon and arrange your Home screen around what matters to you. Enjoy Zero in light or dark mode.

PRIVATE BY DESIGN

• No sign-up, ads or tracking
• Works offline, with your records stored on your device
• Optional sync through your own iCloud
• Face ID or Touch ID protection
• Hide your amounts with a tap

BUY ONCE. KEEP IT ALL.

This update makes logging faster, choosing details easier, and credit-card balances clearer, with new filters and fixes to keep everything accurate.

• Log expenses faster with Quick Log and Siri.
• Choose categories, accounts, and dates in new selection drawers.
• Pick account types from a new icon grid.
• See your credit-card balance, installments, and available credit more clearly.
• Choose whether installment interest and fees count toward your credit limit.
• Find planned, installment, and repeating entries with new Activity filters.
• Send feedback or report a bug directly from Settings.
• Fixed a crash when deleting categories, incorrect currency symbols, and issues counting installment and debt payments.