Envy: Envelope Budget Planner

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Recent 5-Star Reviews
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"Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far."

"I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary."

"Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface."
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Envy
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After trying all the popular budgeting apps for years and running into the same issues over and over again....

• Ridiculous subscription models
• Continually recategorizing transactions
• Security concerns over linking cards and accounts
• Complicated graphs and features
• Long latency to update recent transactions
• Creating login accounts over and over again
• Verifying credentials repeatedly

...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all.

• Create unlimited envelopes to organize your budget and manage your money easily*
• Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle.
• Share a budget with a partner. Both sides see the same envelopes update in real time.
• Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time.
• Track debts and money set aside separately, so they don't muddle your spendable total.
• Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature)
• Rename envelopes and update their budget without losing transactions.
• Move transactions easily from one envelope to another
• Start envelopes with negative balances if you're carrying a debt or an overspend
• See all your transactions in one place outside of each category
• Enter and edit transactions in under 5 seconds
• Editorial Insights show where your money goes, month over month
• Export your transactions as a CSV
• Custom sorting or sort by date, transaction, amount, name, deposit and color
• Based on your local currency
• Light and dark mode that follow your system
• Dedicated solo developer that responds to emails :)

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****TRY BEFORE YOU BUY

• Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

Here's what's new:

• One-tap payees: when you add a spend, the payees you use most in that envelope appear as shortcuts. They come only from your own entries, on your phone.
• Arrange envelopes (Premium): put a long list of envelopes in order in moments, with Move to top or bottom in one tap. Find it at the top of the Sort menu.
• Quick start: new users can create Groceries, Gas and Dining envelopes in one tap.
• Better receipt scanning: clearer progress while reading, smarter payee matching, and a helpful message when no total is found.
• Linked transfers: edit or delete one side of a transfer and the other side follows.

FIXES

• Moved money no longer counts as income in your Budget Report.
• Restoring a backup keeps your Premium.
• Memos no longer carry over between edits.
• Amounts read correctly with comma decimals.
• No more autocorrect on payee names.
• Smoother savings-goal switch and corrected sort labels.