Agila: Finance Coach

Agila is the all-in-one personal and business finance app built for Filipinos.

Track income, expenses, installments, savings goals, lending, collections, business cash flow, and daily money decisions in one place — with Agila as your smart finance coach.

FEATURES

• Agila Chat for instant expense, income, and transaction logging
• Personal and Business Profiles in a single app
• Income tracking with salary, freelance, business, and interest sources
• Installment and recurring expense management
• Savings goals with progress tracking and insights
• Who Owe You tracking for lending and collections
• Budget 50/30/20 Dashboard for smarter spending habits
• Business sales, expenses, inventory, customers, and suppliers
• Wallet management for cash, banks, e-wallets, and accounts
• Monthly Wrapped reports with achievements and financial milestones
• Financial forecasting and upcoming payment reminders
• Custom icons and logos for your transactions
• Detailed reports, trends, and financial insights

BUILT FOR PRIVACY

Agila is designed to be offline-first, giving you control over how and where your financial data is stored.

• Offline-first — core finance tracking works directly on your device
• No mandatory account creation
• No subscriptions required
• No cloud dependency required for core features
• Optional backup and restore when you choose to use supported cloud services
• Your financial data remains under your control

You can continue using Agila without relying on a constant internet connection or mandatory cloud account. Online services are only used for features that require them, such as optional backup, restore, updates, or other connected functionality.

Whether you're managing personal finances, running a small business, tracking installments, building savings, or monitoring cash flow, Agila helps you stay organized and make smarter financial decisions every day.

Agila V1.3.0 is a major update focused on performance, reliability, Business improvements, multi-currency handling, budgeting, and faster transaction workflows.

Performance & Reliability

• Faster loading and smoother screen transitions
• Reduced unnecessary re-renders and background work
• Improved caching, list performance, and local persistence
• Better offline reliability and duplicate-save protection
• Improved handling of large transaction histories and attachments

Business Improvements

• Multiple Business Accounts with separate ledgers, customers, suppliers, inventory, invoices, analytics, and settings
• Redesigned Business Income with support for Product, Service, Rental, Professional Fees, Commission, Subscription, Interest, and more
• Improved receipt scanning and attachments
• Better UI consistency between Personal and Business

Transactions

• Save & Add Another for faster entry
• Better draft recovery and backdated transaction entry
• Improved Cashback tracking
• Added Convenience / Service Fee tracking
• Improved transaction editing, deletion, and reversal reliability

Multi-Currency & Wallets

• Improved source and wallet currency handling
• Better cross-currency Expenses and Transfers
• Historical transactions retain their original currency
• Improved Wallet Categories / Wallet Allocation
• Better Credit Card balance, payment, and Credit to Cash handling

Budget & Lending

• Custom Daily Budget Limits
• Improved multi-currency budget calculations
• Fixes for Savings budget transaction matching
• Add More to Money Lent now supports separate Due Dates
• Improved Who Owe You editing, Calendar, and export behavior

Imports & Other Fixes

• Improved Money Manager XLSX Import with better mapping and duplicate detection
• Added recognition of Transfers between Accounts
• Improved Credit Card payment, loan payment, and receivable import handling
• Installment Admin Fee calculation fixes
• Widget, calculator, Home Cards, and Transaction Manager improvements
• General UI/UX, stability, and performance fixes throughout Agila