Kiwi Money: AI Track & Budget

Kiwi Money is Sri Lanka's automatic expense tracker and money manager. We listen to your bank SMS alerts and instantly log every transaction — no manual typing, no spreadsheets, no forgotten expenses. Just open the app and see exactly where your money went.

HOW IT WORKS

Every time you pay with your card, your bank sends an SMS. Kiwi Money reads that alert and automatically logs the transaction — the amount, the merchant, and the category. Your expense tracking happens without you doing anything.

WHAT YOU GET

Automatic Expense Tracking — Every bank SMS is parsed and logged instantly. No manual data entry, ever.

AI-Powered Categorisation — Fuel, groceries, dining, transport — Kiwi sorts every transaction into the right category automatically and gets smarter over time.

Smart Budgeting — Set monthly limits by category. Budgets update in real time as you spend. Or let Kiwi generate budgets based on your past spending.

Visual Insights — Clean charts showing daily, weekly, and monthly spending breakdowns. See trends, find savings, and understand where your money goes.

All Balances in One Place — View every bank account and card balance without switching apps or logging into your bank.

BUILT FOR SRI LANKAN BANKS

We support SMS tracking for Commercial Bank, Sampath, HNB, BOC, Seylan, Nations Trust, NSB, DFCC, HSBC, Standard Chartered, Amana Bank, and more. Built to support 11+ Sri Lankan banks and growing.

PRIVACY FIRST

No bank logins. No access to personal messages. Your data is encrypted and we never sell it. You pay a subscription — that's how we make money. Nothing else.

TRY FOR 14 DAYS

Kiwi Plus gives you the full experience — unlimited tracking, advanced insights, budgeting tools, and priority support. Try it with a 14-day trial, then choose monthly, annual, or lifetime.

Whether you're looking for an expense tracker, a money manager, or a budgeting app built for Sri Lanka, Kiwi Money does it all — automatically. Set it up once, and your finances track themselves.

TERMS OF USE:
https://www.kiwi-money.com/terms

PRIVACY POLICY:
https://www.kiwi-money.com/privacy